TMM Services
At Texas Made Mortgage, we offer a variety of loan options to fit your unique financial situation. From Conventional Loans for strong credit buyers to FHA and VA Loans designed for first-time buyers and veterans, we have the right loan for you. Need a Jumbo Loan for a high-value home or a Refinance to lower your payments? We’ve got you covered. Our team is here to find the perfect mortgage solution to meet your goals—quickly, efficiently, and with the best rates available. Whether you’re investing for the first time or expanding your portfolio, we’ve got your back.
Veteran Loan
Texas Made Mortgage seeks to proudly serve those who have served our country. Our VA loan program provides special benefits and opportunities for eligible veterans, active service members, and family members.
FHA Loan
Texas Made Mortgage is proud to help buyers achieve homeownership through FHA financing. Our FHA loan program provides flexible credit guidelines and low down payment options for eligible first-time and repeat homebuyers.
Which loan is right for me?
Answer a few quick questions and we'll point you in the right direction.
Refinance
Refinancing replaces your existing mortgage with a new loan — often to secure a lower interest rate, reduce your monthly payment, shorten your term, or convert home equity into cash. We help you compare the long-term savings against closing costs so you can decide if the timing is right for you.
Rate & Term Refinance
Replace your loan to capture a lower rate or change your term — a common way to reduce monthly payments.
Cash-Out Refinance
Tap into built-up home equity for renovations, debt consolidation, or other major expenses.
Shorten Your Term
Move from a 30-year to a 15- or 20-year loan to build equity faster and pay less interest over time.
Remove Mortgage Insurance
With enough equity, refinancing can help eliminate PMI and trim your monthly cost.
Refinance Details
| Loan purpose | Rate/term or cash-out |
| Min. credit score | Typically 620+ |
| Equity needed | Varies by program |
| Loan term | 15, 20, or 30-year fixed |
| Property types | Primary, second home, investment |
| Closing costs | May be rolled into loan |
Is Refinancing Right for You?
- Current rates are lower than your existing rate
- You want to switch from an adjustable to a fixed rate
- You'd like to use equity for a major expense
- You plan to stay long enough to recoup closing costs
Information provided is general in nature and for educational purposes only. Rates and terms vary and are subject to change without notice. Not all borrowers will qualify. This is not a commitment to lend. All loans subject to credit approval. Equal Housing Lender.
Investor Loans
Investment-property financing helps you purchase, refinance, or expand a portfolio of income-producing real estate. Because lenders weigh investment properties differently than a primary home, there are several loan paths available — each with its own balance of down payment, qualifying requirements, and flexibility. We'll help you understand the options and find the fit for your goals.
Rental Property Loans
Financing for single-family and multi-unit homes you intend to rent out for long- or short-term income.
Flexible Qualifying
Several approaches exist — from traditional income-based loans to options that consider a property's rental income.
Portfolio Growth
Strategies to finance multiple properties so you can scale your holdings over time.
Purchase or Refinance
Use investor financing to acquire a new property or refinance one you already own to improve cash flow.
What to Expect
| Loan purpose | Purchase or refinance |
| Down payment | Typically higher than a primary home |
| Credit score | Generally stronger profiles preferred |
| Property types | Single-family, 2-4 unit, condos |
| Qualifying options | Income-based or rental-income based |
| Reserves | Often required for investment loans |
Who It's Best For
- Buyers purchasing their first rental property
- Investors growing an existing portfolio
- Owners refinancing to improve cash flow
- Anyone targeting income-producing real estate
Information provided is general in nature and for educational purposes only. Down payment, credit, reserve, and qualifying requirements vary by loan type and are subject to change without notice. Not all borrowers will qualify. This is not a commitment to lend. All loans subject to credit approval. Equal Housing Lender.
Conventional Loan
Our conventional loan options offer competitive rates and flexible terms, making them ideal for borrowers with good credit scores and stable financial backgrounds.
First Time Home Buyer
Texas Made Mortgage offers assistance to first-time homebuyers by providing educational resources, personalized guidance, and affordable loan options to help homebuyers step onto the property ladder with confidence.
What Our Clients Say
Why Realtors Love Working with Us
UNMATCHED COMMUNICATION
We utilize modern technology while maintaining a personal touch, ensuring you’re informed every step of the way.
We host in-person classes on market updates and loan products, equipping you with knowledge to better serve your clients. Interested in co-hosting a class with us? Let’s work together to educate and empower more homebuyers!
Educational Opportunities
We provide tools and tech solutions that help real estate agents grow their business.
Business Growth Partnerships
All program descriptions, grants, and rates are for informational purposes only and do not constitute a loan commitment. Eligibility, terms, rates, and availability are subject to borrower qualifications, property type, underwriting policies, program guidelines, and change without notice. Terms and conditions apply.