Your Mortgage Lender in
New Braunfels, Texas
The heart of the I-35 boom between Austin and San Antonio — Gruene, the rivers, and Veramendi.
Veramendi, Gruene, Vintage Oaks, and the Comal riverfront
Buying or Refinancing in New Braunfels
New Braunfels has spent a decade on the fastest-growing lists, and it’s easy to see why: two rivers, Gruene’s charm, and a straight shot to both Austin and San Antonio. New construction at Veramendi and resale in the historic core both move quickly.
We finance purchases and refinances across Comal and Guadalupe counties with real numbers from the first conversation.
Every Program, Available Here
FHA Loans
Flexible qualifying for a wide range of buyers.
Conventional
The standard path for straightforward, well-qualified files.
VA Loans
Built for active duty, veterans, and eligible spouses.
First-Time Buyer Programs
Support built for a first purchase.
Refinancing
Rate-and-term or cash-out, on your timeline.
Jumbo Loans
Financing above the conforming limit, structured right.
This page is general educational information and is not a commitment to lend or an offer of credit. All loans subject to credit approval, underwriting, and property qualification. Equal Housing Opportunity.
Free Tools for New Braunfels Buyers
Payment Calculator
Estimate a full monthly payment — principal, interest, taxes, and insurance.
Rent vs. Buy
See when buying in New Braunfels beats renting, year by year.
Down Payment Calculator
See how different down payments change the whole picture.
Homebuyer’s Guide
The whole process, contract to keys, in plain English.
All Calculators
Affordability, refinance, DTI, amortization, and more — 13 free tools.
Mortgage Blog
Current guides on loan limits, programs, and buying in Texas.
Built for How New Braunfels Actually Moves
Corridor Coverage
Comal and Guadalupe county closings, both new-build and resale.
Second-Home Savvy
River-area second homes carry different structures — we’ll show you how they price.
Growth-Market Speed
Financing that keeps pace with multiple-offer weekends.
Common Questions
Can I finance a river house as a second home?
Yes — second-home financing works for Comal and Guadalupe river properties with different down payment and rate treatment than a primary. We’ll price both scenarios.
Which areas around New Braunfels do you serve?
New Braunfels and the surrounding communities — including Veramendi, Gruene, Vintage Oaks, and the Comal riverfront — plus every other market in Texas.
How long does closing on a home in New Braunfels take?
Closing timelines depend on your loan type and how quickly documentation comes together. A typical purchase runs about three to four weeks from executed contract to closing — ask us for a timeline specific to your file.
What loan programs are available for New Braunfels buyers?
The full lineup — FHA, conventional, VA, jumbo, first-time buyer programs, refinancing, and DSCR/investor loans. See all programs or talk to us about which fits your file.
Let's Talk About Your New Braunfels Purchase
Tell us what you're working with and we'll tell you exactly what it takes — no pressure, no runaround.
