Mortgage Lender in Plano, TX | Texas Made Mortgage

Looking for a trusted mortgage lender in Plano, Texas? Texas Made Mortgage helps Plano homebuyers and homeowners find the right loan — from VA and FHA to conventional, DSCR, and down payment assistance — with local guidance and closings in as little as 10 days.

Your Local Mortgage Lender for Plano Homebuyers

Plano is one of the most sought-after places to live in the Dallas–Fort Worth metroplex, known for its top-rated schools, strong job market, and family-friendly neighborhoods. Whether you're buying your first home near Legacy West, upgrading in West Plano, or refinancing an existing loan, we make the process clear and fast. As a local Texas lender, we understand the Plano market, Collin County property taxes, and what it takes to compete for homes in a desirable area.

Loan Programs We Offer in Plano

VA Loans

Zero down payment and no PMI for eligible veterans and active-duty service members. Learn about VA loans »

FHA Loans

As little as 3.5% down with flexible credit from 580 — a great fit for first-time and repeat buyers. Explore FHA loans »

Conventional Loans

Competitive rates, as little as 3% down, and removable PMI for qualified buyers. See conventional options »

First-Time Homebuyer & Down Payment Assistance

Down payment assistance and low-down-payment programs to help Plano buyers get into a home sooner. First-time buyer help »

Refinancing

Lower your rate, shorten your term, or tap your equity with a refinance built around your goals. Refinance in Plano »

Why Plano Buyers Choose Texas Made Mortgage

Local Market Knowledge

We know Plano and the surrounding Collin County communities, so your guidance is built around the area you're actually buying in.

Fast, Competitive Closings

Many of our loans close in as little as 10 days, helping your offer stand out in a competitive Plano market.

Personal Guidance

You'll work with a real local team that answers your questions at every step — not a call-center.

Plano Mortgage FAQ

Do you offer mortgages throughout Plano and Collin County?

Yes. We serve buyers and homeowners across Plano and the greater Collin County area, including nearby cities like Frisco, McKinney, and Allen.

How much do I need for a down payment in Plano?

It depends on the loan. VA loans can require zero down, FHA as little as 3.5%, and many conventional loans as little as 3%. Down payment assistance may also be available for qualified buyers.

How fast can I close on a home in Plano?

Many of our loans close in as little as 10 days once you're under contract, though the exact timeline depends on your loan type and documentation.

What credit score do I need to buy a home in Plano?

Requirements vary by program. FHA loans may allow scores as low as 580, while conventional loans generally start around 620. We'll review your situation and help you find the best fit.

Ready to Buy or Refinance in Plano?

Let's find the right loan for your Plano home. Get a free, no-pressure consultation with a local Texas Made Mortgage expert today.